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99 Comments
Article Rating 1.8 Stars

Michael Gove

Having an absolute mare this morning. Never seen such a balls up from a sitting government during a crisis (feel free to play ‘rubbish government’ top trumps with me).

Apart from my main man Rishi, the Tories are Munsoning this up.

posted on 25/3/20

Being self employed may have it's rewards but it has it's down sides to. But we should encourage people to go into business as it can create jobs other than their own.

comment by Busby (U19985)

posted on 25/3/20

comment by Cal Neva (U11544)
posted 11 seconds ago
Being self employed may have it's rewards but it has it's down sides to. But we should encourage people to go into business as it can create jobs other than their own.
----------------------------------------------------------------------
I agree, I've contracted myself in the past. Now I have a mortgage, wife and kids i decided the risk was not worth the rewards.

People know the consequences when they are self employed.

posted on 25/3/20

They do but I don't think anyone foresaw this scenario.

posted on 25/3/20

comment by Robbing Hoody - tell me I can't and I... (U6374)
posted 15 hours, 40 minutes ago
Corbyn is nothing more than a terrorist supporting anti-Semitic
===========

The Daily Mail called. It wants it's Tweet back.
----------------------------------------------------------------------



Can’t stand Corbyn or anything he represents or believes; but that was funny.

posted on 25/3/20

comment by Busby (U19985)
posted 20 minutes ago
comment by Robbing Hoody - tell me I can't and I'll show you I can (U6374)
posted 18 hours, 13 minutes ago
comment by Cal Neva (U11544)
posted 57 minutes ago
Think the only real problem is self employed not being supported atm. Most if not all non-essential shops are closed
----------------------------------------------------------------------

What about all the businesses like estate agents, leisure industry, independent shops, etc.

Theyve talked a good game but there's no money as yet.
----------------------------------------------------------------------
Also, why is it accepted that the self employed can earn more, pay less NI and tax yet when the contract isn't there they need bailing out?

Sorry but it'd the risk vs reward job you sign up for.
----------------------------------------------------------------------
Most self-employed people I know work very long hours for very little reward.

If you’re referring to IT contractors, well they’re one thing.

The much larger number of artists, grocers, tailors, musicians, painters and decorators, hardware store owners, journalists, carpenters, fishermen, tutors, jewellers, designers, childminders, photographers, haberdashers, hairdressers, plasterers, cafe owners, caterers, therapists of various kinds, etc. are quite another.

Many pay themselves below minimum wage, and many of them offer unique products and services that will be lost to communities as a result of this crisis.

In many cases, we’ll also be talking about losing family businesses, which will put entire families - across generations - out of work.

We’ll see the loss of traditions, of artesanal skills, of incredible experience, of craftsmanship, and of community hubs.

The world will come out the other side, as a result, a less interesting, less exciting, less diverse and more monochrome place.

posted on 25/3/20

I spent many years being self employed. No holiday pay, no sick pay and you have to private your own private pension, if you can afford it. I had very few holidays and went to work when I was feeling terrible a lot of times as you have to pay your bills.

comment by Busby (U19985)

posted on 25/3/20

comment by rosso is done with this (U17054)
posted 5 minutes ago
comment by Busby (U19985)
posted 20 minutes ago
comment by Robbing Hoody - tell me I can't and I'll show you I can (U6374)
posted 18 hours, 13 minutes ago
comment by Cal Neva (U11544)
posted 57 minutes ago
Think the only real problem is self employed not being supported atm. Most if not all non-essential shops are closed
----------------------------------------------------------------------

What about all the businesses like estate agents, leisure industry, independent shops, etc.

Theyve talked a good game but there's no money as yet.
----------------------------------------------------------------------
Also, why is it accepted that the self employed can earn more, pay less NI and tax yet when the contract isn't there they need bailing out?

Sorry but it'd the risk vs reward job you sign up for.
----------------------------------------------------------------------
Most self-employed people I know work very long hours for very little reward.

If you’re referring to IT contractors, well they’re one thing.

The much larger number of artists, grocers, tailors, musicians, painters and decorators, hardware store owners, journalists, carpenters, fishermen, tutors, jewellers, designers, childminders, photographers, haberdashers, hairdressers, plasterers, cafe owners, caterers, therapists of various kinds, etc. are quite another.

Many pay themselves below minimum wage, and many of them offer unique products and services that will be lost to communities as a result of this crisis.

In many cases, we’ll also be talking about losing family businesses, which will put entire families - across generations - out of work.

We’ll see the loss of traditions, of artesanal skills, of incredible experience, of craftsmanship, and of community hubs.

The world will come out the other side, as a result, a less interesting, less exciting, less diverse and more monochrome place.
----------------------------------------------------------------------
Fair enough.

How do you pay them though? They earn what they invoice, their tax returns are declared by themselves.

Unless you give a flat rate of say £1500 to get through the month

posted on 25/3/20

comment by Busby (U19985)
posted 1 minute ago
comment by rosso is done with this (U17054)
posted 5 minutes ago
comment by Busby (U19985)
posted 20 minutes ago
comment by Robbing Hoody - tell me I can't and I'll show you I can (U6374)
posted 18 hours, 13 minutes ago
comment by Cal Neva (U11544)
posted 57 minutes ago
Think the only real problem is self employed not being supported atm. Most if not all non-essential shops are closed
----------------------------------------------------------------------

What about all the businesses like estate agents, leisure industry, independent shops, etc.

Theyve talked a good game but there's no money as yet.
----------------------------------------------------------------------
Also, why is it accepted that the self employed can earn more, pay less NI and tax yet when the contract isn't there they need bailing out?

Sorry but it'd the risk vs reward job you sign up for.
----------------------------------------------------------------------
Most self-employed people I know work very long hours for very little reward.

If you’re referring to IT contractors, well they’re one thing.

The much larger number of artists, grocers, tailors, musicians, painters and decorators, hardware store owners, journalists, carpenters, fishermen, tutors, jewellers, designers, childminders, photographers, haberdashers, hairdressers, plasterers, cafe owners, caterers, therapists of various kinds, etc. are quite another.

Many pay themselves below minimum wage, and many of them offer unique products and services that will be lost to communities as a result of this crisis.

In many cases, we’ll also be talking about losing family businesses, which will put entire families - across generations - out of work.

We’ll see the loss of traditions, of artesanal skills, of incredible experience, of craftsmanship, and of community hubs.

The world will come out the other side, as a result, a less interesting, less exciting, less diverse and more monochrome place.
----------------------------------------------------------------------
Fair enough.

How do you pay them though? They earn what they invoice, their tax returns are declared by themselves.

Unless you give a flat rate of say £1500 to get through the month
----------------------------------------------------------------------
Two choices:

- Flat amount based on number of dependents
- Look at last three tax returns, do a bit of simple maths based on that, and pay a %age with a cap.

People need help though, desperately.

“Just apply for Universal Credit” won’t cut it, and will result in families on the streets (without legislation preventing evictions, which we won’t see).

posted on 25/3/20

comment by Cal Neva (U11544)
posted 0 seconds ago
I spent many years being self employed. No holiday pay, no sick pay and you have to private your own private pension, if you can afford it. I had very few holidays and went to work when I was feeling terrible a lot of times as you have to pay your bills.
----------------------------------------------------------------------

Many people don’t have a choice. Unfortunately there are many trades where employers aren’t interested in keeping large numbers on the books and are happy to pay supply/demand variances.

The construction industry is full of them and many companies wouldn’t be able to survive were it not that way. It’s no brain frazzler to work out that external construction is at its highest in summer months than winter so companies won’t be able to afford to sustain those additional costs all year round.

It’s the main reason we’re seeing what we’re seeing in construction right now. It’s not about clarity at all. Everyone is very clear as to what they need to do to keep a site open. It couldn’t be clearer.

However too many large main contractors don’t give a fwck about “subbies” and a right sheitestorm is brewing because I know many who have no intention of paying suppliers or sub contractors come the end of this month. They believe they have to preserve cash.

And they will cheerily let those same suppliers and sub contractors go bust in the knowledge that they won’t have to pay as the argument and the ‘reasons” given to the liquidator will be 2 years down the line and fudged to show a lack of compliance or contract break or whatever.

And there’ll always be some mugs all too desperate to run back in and pick up the scraps.

Been that way for the last 20 odd years and it certainly won’t change now.

posted on 25/3/20

Late payment was always an issue when I was SE. Luckily the companies I did business with were pretty good. But you hear many of these stories where small businesses have a lot of their business tied up with one or a few big companies. They would pay late as practice but if one of them then went bust it was a nightmare for the supplier.

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