The Sandwell High Ground Crumbling Fast ...

no mate apparently not as I don't think I have to notify them of it (May wanna double check)

I think if they ask I have to tell them

10) Do I need to tell my insurance company that I’ve attended a Speed Awareness Course?The following guidance comes from the National Driver Offender Retraining Scheme (NDORS), who are responsible for developing the National Speed Awareness Course.The insurance industry is becoming increasingly interested in NDORS attendance and completion. A frequently asked question from people being offered and attending courses is whether or not an NDORS course offer and attendance should be notified to their insurers. Legal advice is that attendance on an NDORS course is not a conviction, nor should it be treated as a conviction, unlike a fixed penalty. However, as always, the detail is in the small print.There appears to be a very inconsistent approach by the industry to NDORS, with some insurers adjusting premiums once notified and others displaying no interest whatsoever. If an insurance company has asked, on its proposal form, at the time the insurance policy is first taken out, whether a driver has attended or is about to attend an NDORS course, then an honest answer must be given. Failure to do so would render the policy void. Similarly if, having answered “no” to such a question, the driver subsequently accepts an offer of a course, it is advisable to notify the insurance company as, by asking the question at the time the policy began, the insurance company has shown that they consider the answer to be material. Conversely if the insurance company has asked no questions about a course and has limited their questions purely to accidents and convictions within specified periods, then it is difficult to see how they could later suggest that attendance at a course designed to improve driver skills represents a material change. - See more at: http://www.sussexsaferroads.gov.uk/the-speed-awareness-course/speed-awareness-faqs.html#sthash.PZhQZpxS.dpuf

So if they don't ask don't tell them?

that's my life motto anyway

Looks like Ole Gunnar Solskjaer is off to Albion

Keep schtum, you aint see me, right

who said that

You got it T

Where's me ol mucker Tatts been hiding ?

Hiding? Who said I was hiding? Why would I hide? I've done nothing wrong, I've just been sitting quietly in the corner, not my fault if no one noticed me and I noticed nothing.






I’ve had some practice at this


Hope you’re good mate